Ainigma is developing architecture for both money transfer solutions as well as payment cloud services incorporating a retail network to enable cash deposits.  This is of significant value in the non-banked environments in places such as Africa and South America.

Integrating both HTML and USSD applications, Ainigma intends to deploy both money transfer services as well as payment services to a wider range of users.  Ainigma is also in the early stages of looking at integrating a third party online personal lending service into its platform to allow both granting of loans as well as cash payments and withdrawals.

Ainigma is currently working on developing FinTech solutions using lottery technology platforms for delivery.  With a large retail distribution network, a lottery Point of Sale platform is the ideal delivery mechanism for a number of fintech solutions.